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Exclusive new comprehensive insurance offering for CBAA members

Joshua Cole, 23rd October 2023

The Community Broadcasting Association of Australia (CBAA) is excited to announce that we have partnered with KBI Specialty Insurance Brokers (KBI) to connect CBAA members with exclusive access to specialised insurance that meets the needs of community broadcasters. 

Benefits to members include: 

  • Industry professionals who understand and specialise in the challenges and risks community broadcasters face 

  • Competitive premiums 

  • Robust insurance coverage from major global and local insurers 

  • Prompt and efficient service with quick turnaround times 

  • Specialist and customised advice on your specific insurance requirements to ensure coverage is adequate 

KBI offers the following types of coverage: 

  • Directors & Officers/Officer Bearers Insurance 

  • Public Liability 

  • Property Insurance 

  • Equipment Insurance 

  • Multimedia Insurance 

  • Workers Compensation 

  • Volunteer Insurance 

  • Cyber Insurance 

  • Corporate Travel Insurance 

For more information get in touch with us today via [email protected] or by calling (02) 9310 2999. You can also express interest in this insurance solution using this form

The CBAA also offers a range of other services for members including: 


The Community Broadcasting Association of Australia (CBAA) engages in a collaborative relationship with KBI Specialist Insurance Brokers to support and provide services beneficial to our members. While KBI may choose to sponsor or support specific CBAA activities aimed at advancing the industry, it is important to note that CBAA does not receive any direct financial incentives or benefits from KBI as part of this relationship


KBI PTY LTD is an Authorised Representative (450152) of KBI Group Pty Ltd (ABN 56 167 437 121, AFSL 494792).
Any advice in this content is general in nature and does not take your personal circumstances into account. When considering the purchase of an insurance policy, you should consider whether the advice is suitable for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the KBI Financial Services Guide and relevant product disclosure statement.

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The community radio sector is experiencing a time of rapid growth in Australia. While community broadcasting participants generally welcome the sector’s growth, they have expressed concern over the lack of proportionate funding increase from the Federal government. The key issue is the need to find ways to enhance community radio’s sources of funding without imperilling its status as a not-for-profit sector, and as one main option, the deregulation of sponsorship time presently limited to five minutes per hour may enhance income generation for community radio. This paper argues that there is no inherent conflict between entrepreneurial principles and not-for-profit principles.


This paper examines the changing contribution of local radio to the democratic process in Australia. It takes the whole local area approach suggested by the Broadcasting Services Act 1992, to examine all the services available in three regional areas to assess their potential in facilitating public sphere discussion, disputation and deliberation, and (since the common assumption is that deregulation severely curtailed these processes) it does this in a historical frame, comparing the changes in services from 1976 to 2001. Because of its strengths in the analysis of relationships between the state (public) and private sectors, Habermas’s public sphere theory is used to frame this discussion. Recent theoretical extensions have also seen the welcome elaboration of issues of power (Fraser, 1992, 2000) and the inclusion of a new and subtle range of cultural issues (Peters, 1993; McGuigan, 1997, 2004; Keane, 1998) inside its developing literature.


The largest pressure faced by community radio stations is financial. Stations constantly face the reality of how to ensure an adequate operating income in an increasingly competitive mediascape. Van Vuuren (2006c) argues that the extent of the contribution of community media to media democracy in Australia depends largely on how the sector manages commercial pressures. There is a need to ensure more financial stability to allow stations to focus on their primary community-orientated and participatory goals.